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New Monthly Premiums for TRICARE Young Adult Plans in 2021

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Beginning on Jan. 1, 2021, premiums for TRICARE Young Adult (TYA) coverage will increase. TYA Select will increase by 12.7% and TYA Prime by 22%. These changes reflect the increase in TYA program costs for calendar year 2021.

TYA is a premium-based plan available for purchase by qualified dependent children under the age of 26. Young adults who are 21 (or age 23 if a fulltime student) lose regular TRICARE coverage, but may be eligible to purchase TYA coverage.

If you’re a sponsor or TYA enrollee, here’s what you need to know:

These increases go into effect next year. If you want to switch between TYA Prime and TYA Select, you can do so at any time. Your sponsor’s status and your geographic location determine whether you can purchase either TYA Prime or TYA Select. Be sure to contact your TRICARE contractor if you have questions.

TRICARE understands the impact these changes may have on TYA enrollees and their sponsors. Adult-age, dependent children are encouraged to evaluate all health care coverage options after aging out of TRICARE. While you may qualify to purchase TYA coverage, it may not be your only health care coverage option. You may want to explore other health plan options available through the Health Insurance Marketplace before purchasing TYA coverage. Visit www.healthcare.gov to learn more.

For more on TYA, go to the TRICARE Young Adult page and download the TRICARE Young Adult Program Fact Sheet. For TRICARE costs details, visit the TRICARE Costs page.

At the time of posting, this information is current. For the most recent information, contact your TRICARE contractor or local military hospital or clinic.
Don't forget to keep your family's information up-to-date in DEERS.